Getting Paid, Staying Sane: Working Capital, Late Payments, and the Reality of Cash Flow
Автор: Bought The Biz
Загружено: 2025-12-26
Просмотров: 8
Episode 15 | Garth Fasano & Christi Loucks
Cash flow is where the theory of small business ownership meets reality.
In this episode of Bought the Biz, Garth and Christi dig into one of the most uncomfortable but unavoidable parts of owning a business: getting paid. They unpack working capital, late payments, collections, unpredictable revenue, and what it really feels like to manage payroll and personal income when you leave the W-2 world behind.
Garth shares his unusual experience acquiring a business with negative days sales outstanding and what that taught him about working capital risk. Christi walks through the discipline of 13-week cash flow forecasting, dealing with bad debt, and the emotional toll of chasing payments as an owner.
They also talk candidly about paying yourself, toggling salary and commissions, debt pressure, Stripe vs ACH, collections agencies, and why social media dramatically understates how long it takes to reach financial stability after acquisition.
If you’re a searcher, a first-time operator, or anyone thinking about ETA, this episode will reset expectations and give you practical frameworks for surviving the cash flow rollercoaster.
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