Your credit score isn’t random — it’s a formula. 📈

In this video, we break down the real components that make up your FICO score so you can understand how it’s calculated and what to focus on to raise it fast.

💡 The FICO breakdown:
35% Payment History
30% Amounts Owed
15% Length of Credit History
10% New Credit
10% Credit Mix

Focus on the top four, and you control 85% of your score — that’s exactly how our clients boost their credit and qualify for better loan terms.

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