The SHOCKING Truth About Hampton Roads Home Closing Costs in 2025! 💸

The Shocking Truth About Hampton Roads Home Closing Costs in 2025!
Are you thinking of moving to Hampton Roads in 2025? In this video, be prepared for a complex mix of closing costs that often surprise and overwhelm buyers. Beyond your down payment, you’ll encounter prepaids, escrows, third-party fees, and unique regional charges influenced by the coastal setting and local rules. Knowing what’s behind these numbers can turn your home-buying journey from a confusing maze into a clear, manageable process.

🔎In this video, you’ll learn that:
✅ Closing costs typically range from 3% to 5% of your loan amount, separate from your down payment.
✅ Flood zone homes near Chesapeake Bay require extra flood certifications and insurance.
✅ Lender fees include origination, application, underwriting, and processing charges.
✅ Government fees include recording fees, transfer taxes, and a unique Hampton Roads congestion relief fee.
✅ Prepaids and escrows cover upfront insurance and property taxes, adding to closing costs.
✅ Homeowners' and flood insurance premiums are higher due to coastal risks.
✅ Prepaid interest depends on your closing date and can significantly affect costs.
✅ Third-party fees cover appraisals, inspections, title insurance, and settlement fees.
✅ Negotiating seller concessions and timing your closing near month-end can lower costs.
✅ Military buyers can access tax exemptions, discounts, and VA loan benefits.

Closing costs in Hampton Roads may initially seem intimidating, but with informed planning and expert negotiation, they need not derail your homeownership dreams. Each dollar saved is a step closer to making your house a home.

Ready to make your move easier? Download my FREE HAMPTON ROADS, VIRGINIA Relocation Guide, packed with everything you need to know about relocating to Hampton Roads, VA. Whether you’re just starting your search or ready to take the plunge, this guide will help you navigate the process smoothly.

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📌 Are you considering moving to HAMPTON ROADS? Click here to get a FREE relocation guide:

https://link.buyorsellrealestatenow.c...

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Thinking about moving to Hampton Roads or curious about the local real estate market? We're here to help make the process easy! Feel free to drop any questions in the comments, and don’t forget to grab your FREE relocation guide—click the link above or check the pinned comment. Let’s make your home-buying journey smooth, stress-free, and exciting!!

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Sonali Hutson, Realtor ®
Paul Hutson Jr., Client Relations
Hutson Realty Group
🏢: 249 Central Park Avenue, Ste 300-131 Virginia Beach, VA 23462
📞: (757) 837-0096
📧: [email protected]
🌐: http://Hutsonrealtygroup.com
🌐: http://Sonalihutsonhomes.com

📌 Have questions about buying a new home? Book a call with me here!
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