Mortgage Webinar 2025 | Fixed vs. Variable? Renewal Strategies, Rate Outlook & Expert Advice

Welcome to Velocity Investment Partners’ 2025 Mortgage Webinar.
Join Brianne Gardner, MBA, John McLean, and special guest Drew Donaldson, founder of Donaldson Capital and one of Canada’s top 15 mortgage brokers, as we break down everything Canadians need to know about mortgages heading into 2026.

Whether you’re up for renewal, debating fixed vs. variable, considering refinancing, or looking to optimize your lending strategy, this webinar gives you clarity, context, and confidence as interest rates continue to shift.

🔍 What We Cover in This Webinar

• The 2025–2026 mortgage renewal wave
60% of Canadian mortgages are renewing—what this means for payments, budgeting, and planning.

• Rate outlook: Where are interest rates headed?
Prime rate forecasts, Bank of Canada expectations, and how U.S. policy influences Canadian lending.

• Fixed vs. Variable: What’s the right choice today?
Drew shares what 80% of high-net-worth borrowers are choosing—and why.

• Refinancing strategies
When breaking your mortgage early actually saves you money.

• The Smith Maneuver explained
How some Canadians turn their mortgage interest into a tax-deductible strategy to build long-term wealth.

• HELOCs, prepayment privileges, and penalty structures
Often overlooked details that can save thousands.

• Real estate outlook into 2026
A nuanced look at condo markets, supply issues, and buyer opportunities across Canada.

👤 About Our Guest — Drew Donaldson

Founder of Donaldson Capital
20+ years specializing in residential, construction, and private lending
Named Top 15 Mortgage Brokers in Canada
A trusted lending partner for many VIP clients
Expert in complex financing, refinancing, and strategic mortgage structuring

📈 Who This Webinar Is For

Homeowners up for renewal
First-time buyers
Investors & high-net-worth families
Anyone exploring refinancing or HELOC strategies
Clients navigating rate uncertainty in 2025

📞 Need Guidance On Your Mortgage?

If your mortgage is coming up for renewal—or you’re unsure whether to lock into fixed or ride variable—our team is here to help.

Contact Velocity Investment Partners:
📧 [email protected]

📧 [email protected]

We are happy to connect you directly with Drew and discuss options tailored to your financial plan.

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