How Much Money Do You Need to Buy Your First Home?
Автор: Mortgage Research Network
Загружено: 2025-07-03
Просмотров: 26
Wondering how much you need for a down payment to buy a house? The truth might surprise you. In this video, we break down common down payment myths and explain the minimum down payment requirements for different loan types, including FHA, VA, and conventional loans. Many first-time buyers think 20% is required, but most homebuyers can get started with as little as 3% down—or even zero down with a VA loan. We’ll also discuss the pros and cons of low vs. high down payments, how PMI (private mortgage insurance) works, and smart strategies to balance your upfront costs with long-term equity growth. Whether you’re just starting your homeownership journey or getting serious about buying, this video gives you the real numbers and practical advice to help you plan with confidence.
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Music copyright:
Title of Musical Work: Makes Me Wonder
Artist
Adi Goldstein
License Type
Pro Standard
Date Issued 13 Feb 2025
License ID S670751-11587
Licensor Music Vine Limited
Licensee Veterans United Home Loans
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