Should You Start CPP Now or Wait Till 2026? | Maximize Your Canada Pension Plan

Should You Start CPP Now or Wait Till 2026? | Maximize Your Canada Pension Plan


🇨🇦 Canada Pension Plan (CPP) 2026 — Should You Start Now or Wait?

In this video, Yasir Khan explains one of the most common financial questions faced by retirees and future pensioners in Canada —
👉 “Should I start CPP now or wait till January 2026?”

Many Canadians don’t realize that the timing of your CPP start date can have a big impact on your monthly payout. The difference between starting in December vs January could mean hundreds of extra dollars per year — and over time, thousands in total benefits.

💡 In this video, we cover:
✅ What is CPP (Canada Pension Plan) and who is eligible
✅ How age and start date affect your monthly CPP amount
✅ Why delaying CPP until 2026 might increase your payout
✅ How inflation adjustments (indexing) affect your CPP
✅ The difference between taking CPP at 60, 65, or 70
✅ CPP mistakes to avoid — don’t start before watching this!

If you are close to retirement or planning your financial future in Canada, this video will help you understand the smart timing strategy to get maximum CPP benefits.

📊 Yasir Khan also breaks down the CPP contribution changes for 2026, new pension rules, and how early vs delayed CPP affects your income, taxes, and OAS coordination.

💬 Question for viewers:
When do you plan to start your CPP — now or in 2026? Comment below and let’s discuss the best strategy for your situation!


📌 Social Media & Contact Info

📺 Watch More Videos: @yasir_khan_canada
📘 Follow on Facebook: facebook.com/yasirkaysath
📧 Email: [email protected]

📲 Contact Info:
Yasir Khan REALTOR®
📞 647-896-6227 | 905-240-6777
🏢 RE/MAX IMPACT REALTY BROKERAGE
📍 221 King St E, Bowmanville, ON L1C 1P6, Canada


⚠️ Disclaimer:
This video is for educational purposes only. I am not a financial advisor. Please consult a licensed professional before making pension or retirement-related financial decisions.


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