📘 Financial Services | Unit–4 | Class 12 Finance | AHSEC Board 2026

📘 Financial Services | Unit–4 | Class 12 Finance| AHSEC Board 2026
AHSEC Class 12 finance– Unit 4: Financial Services (20 Marks) ko complete syllabus coverage + exam oriented explanation ke saath samjhane ke liye yeh video specially banayi gayi hai.
Agar aap AHSEC Board 2026 me full marks (80/80) lana chahte ho, to yeh video must watch hai 💯
🔥 Is Video Me Cover Kiya Gaya Hai (As per AHSEC Syllabus):
🏦 Modern Banking Services
✔️ Credit Card & Debit Card – meaning
✔️ E-Banking – meaning, utilities, advantages & disadvantages
✔️ Mobile Banking – meaning & uses
✔️ ATM – functions & advantages
📄 Lease Financing
✔️ Lease – meaning & definition
✔️ Types of lease:
  🔹 Finance Lease
  🔹 Operating Lease
✔️ Features of finance lease & operating lease
✔️ Differences between finance lease & operating lease
✔️ Advantages & disadvantages of lease financing
✔️ Impact on Lessor & Lessee
🛒 Hire Purchase
✔️ Meaning of hire purchase
✔️ Features
✔️ Advantages & disadvantages
📈 Mutual Fund
✔️ Meaning of mutual fund
✔️ Classification:
  🔹 On the basis of operation
  🔹 On the basis of yield
  🔹 On the basis of investment pattern
✔️ Benefits of investing in mutual fund
✔️ Differences between open-ended & close-ended mutual fund
✔️ Mutual funds in India
🚀 Venture Capital & Factoring
✔️ Venture Capital – meaning, features & importance
✔️ Factoring – meaning
✔️ Functions & types of factoring
✔️ Steps involved in factoring services
✔️ Benefits of factoring services
💼 Fee-Based Financial Services
✔️ Stock Broking – meaning & functions of stock broker
✔️ Credit Rating – meaning
✔️ Factors, process
✔️ Advantages & disadvantages
🏦 Merchant Banking
✔️ Merchant banking – introduction
✔️ Role & functions
✔️ Differences between merchant banks & commercial banks
🎯 Exam Focus (AHSEC Board):
📌 Important definitions & headings
📌 2, 3, 5 & 8 marks questions writing style
📌 Proper format to impress examiner
📌 Repeated & expected board questions
👨‍🎓 Ye Video Kis Ke Liye Hai?
✔️ Class 12 AHSEC Business Studies students
✔️ Board exam 2026 aspirants
✔️ Commerce students aiming 80/80
✔️ Students weak in theory subjects
💡 Board Topper Tip:
👉 Clear concepts + keywords + neat presentation = High Marks Guarantee
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