Why I'm DONE With The Capital One Venture X

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Hey guys, in this video, I’m breaking down why I’m ditching the Capital One Venture X and what I’m replacing it with instead. The Capital One Venture X is still one of the most popular “no-brainer” premium travel cards out there, but for my personal setup heading into 2026, it just doesn’t make sense anymore. We’ll walk through the biggest reasons I’m moving on, including the upcoming lounge access changes, the fact that the Capital One Venture X does not offer me any real competitive advantage compared to what I already have with my other premium travel credit cards (Chase Sapphire Reserve and Ritz-Carlton Card), and why Capital One Venture Miles have become my lowest priority points currency. Then, I’ll show you exactly what card is taking its place for my everyday spend, the Bilt Palladium, and how it gives me even more value than before. If you’ve been wondering “Should I cancel the Capital One Venture X?” or “Is the Capital One Venture X still worth it in 2026?” this video is for you.

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💳 Bilt Palladium: https://spencerjohnsoncards.com/bilt
💳 Capital One Venture X: https://spencerjohnsoncards.com/venturex
💳 Amex Blue Business Plus: https://spencerjohnsoncards.com/amexbbp

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📚 Chapters:
00:00 Why The Venture X Is So Popular
01:21 Reason #1: I Don't Need Its Lounge Access
03:38 How To Auto-Activate All Of Your Credit Card Offers
04:53 Reason #2: It Has No Competitive Advantage At All
06:43 Reason #3: Capital One Venture Miles Are Low Priority
08:12 What I'm Replacing The Venture X With
09:31 Addressing The Hate
11:39 What I'm Replacing The Venture X With (Cont.)
14:50 Should You Ditch The Capital One Venture X?

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#capitalone #venturex #creditcards