✅ 60 Most Missed P&C Insurance Terms & Concepts

*PASS YOUR P&C INSURANCE EXAM!* This 38-minute video walks through *60 of the most missed P&C Insurance terms and concepts* (Property & Casualty License Exam Prep). Learn core definitions, strengthen key terminology, and build confidence for test day.

👉 Start your P&C insurance exam prep here: https://birdsy.ai/insurance

This focused practice session walks through the core definitions and insurance fundamentals that frequently appear on the Property & Casualty exam—helping you recognize exam patterns, strengthen key terminology, and build confidence for test day.

You’ll review essential insurance concepts like risk, hazards, indemnity, loss valuation, deductibles, coinsurance, liability, negligence, warranties, representations, and concealment—all explained with clear, exam-style examples designed to reinforce understanding.

Birdsy is your personal, AI-assisted study partner—ready to answer questions, provide real-world examples, and explain concepts in a way that fits your learning style.

*🎯 Who This Is For*
✅ Future insurance professionals preparing for the P&C Licensing Exam
✅ Students using Birdsy.ai for adaptive, interactive insurance exam prep
✅ Anyone seeking clarity on foundational P&C insurance terms and principles
✅ Test-takers wanting to master the 60 most frequently missed P&C questions

*⏱️ Timestamps*
00:00 - 60 P&C Exam Terms & Concepts You MUST Know (Introduction)
00:17 - Risk & Hazards: Avoiding Common Exam Mistakes
07:34 - Insurable Interest & Indemnity: Key Principles Explained
13:55 - Loss Valuation Methods: ACV, Replacement Cost, and More
19:41 - Policy Elements: Calculating Deductibles & Coinsurance
25:54 - Occurrence vs. Accident & The Proximate Cause Rule
30:40 - Liability & Negligence: 3 Most Confusing Contract Terms
34:19 - Warranties, Representation, & Concealment: Definitions for the Exam

*📘 Topics Covered*
✓ Types of risk, hazards, perils, and how they appear on the exam
✓ Insurable interest, indemnity, and the principle of restoring the insured
✓ Replacement cost, actual cash value, stated value, and functional replacement cost
✓ Key policy structure elements: declarations, insuring agreement, conditions, exclusions
✓ Deductibles, policy limits, coinsurance—how they work together
✓ Occurrence vs. accident triggers and proximate cause rules
✓ Liability, negligence, vicarious liability, strict liability
✓ Warranties, representations, and concealment requirements

*💥 👇 Try Birdsy FREE – Built for Insurance Exam Success*
🌐 https://birdsy.ai/insurance

*🔗 Helpful Resources*
🌐 Birdsy Insurance Exam Prep → https://birdsy.ai/insurance
🌐 National Association of Insurance Commissioners (NAIC) → https://www.naic.org
🌐 U.S. Department of Insurance (varies by state)

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*🧠 About Birdsy*
Birdsy is your personal, AI-assisted study partner. Unlike static practice tests, Birdsy helps you learn the way you prefer—whether that’s structured and serious or fun and focused. Ask Birdsy questions, get real-life examples, or use memory tools to strengthen your understanding. It’s like having a tutor for your certification prep, available anytime.
👉 Try it free → https://birdsy.ai/insurance

⚠️ This video is for educational use only. Licensing requirements and exam content may vary by state or region. Verify all details with your licensing agency or official exam provider. Birdsy cannot guarantee outcomes and assumes no liability for exam performance.

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