Why Your SIP Plan Might Be Flawed (And How To Fix It)

Most SIP calculators assume you’ll get 12% returns over the long term. But how realistic is that? Even a small difference in returns - say 9.7% instead of 12%, can mean your final corpus falls short by over ₹10 lakh.

In this video, we break down why relying on a fixed return assumption can be risky, especially when your portfolio includes a mix of equity, debt, and maybe even gold.
We'll show you how to calculate your portfolio's actual return. It’s a simple way to set better expectations for your SIP and financial goals.

If you're someone who’s planning for the long term or already investing regularly, this is a must-watch.

#SIPReturns #PersonalFinance #ETMoney #InvestSmart #WeightedAverageReturn #SIP

📌CHAPTERS:
00:00 Introduction
01:05 Don’t Assume 12% Returns: Here's How to Calculate Real Returns of Your Portfolio
01:27 Weighted Average Portfolio Return
02:31 The Impact Of Wrong Assumptions (Side-By-Side Sip Comparison)
04:00 Change In Equity Allocation Mix
04:58 How To Calculate Your Portfolio’s Expected Return

Related Playlist:

👉 Best Mutual Funds to Invest in 2025:    • Best Mutual Funds 2025  

👉 Shorts on Mutual Funds and SIP in Mutual Funds:    • Shorts | Mutual Funds & SIP  

👉Mutual Funds for Beginners:    • Mutual Funds For Beginners  

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