Bank PO vs Bank Clerk: Kaun Si Job Behtar Hai? ZD talks

Bank PO vs Bank Clerk: Kaun Si Job Behtar Hai?

Bank PO (Probationary Officer) aur Bank Clerk, dono hi banking sector me bahut hi popular aur well-respected jobs hain, lekin in dono me kaafi differences hain. Bank PO ko ek managerial-level position mana jata hai jahan unko training period ke baad Assistant Manager ya Branch Manager ka role mil sakta hai. Bank PO ki responsibilities me loan processing, audits, customer service, branch management, aur important decision-making shamil hoti hain. Wahi Bank Clerk ek entry-level position hai jahan kaam zyada tar front-desk operations ka hota hai jaise cash handling, account opening, passbook updates, cheque clearance, customer queries ka solution dena, aur data entry.

Salary ke mamle me bhi Bank PO aage hai, jahan unki starting salary ₹35,000 se ₹45,000 tak hoti hai, jabki Bank Clerk ki starting salary ₹25,000 se ₹30,000 ke aas-paas hoti hai. Growth aur promotion ke opportunities bhi Bank PO ke liye zyada hain — 3-4 saal me Assistant Manager se Senior Manager, AGM (Assistant General Manager), GM (General Manager) tak promotion mil sakta hai. Bank Clerk ka growth thoda slow hota hai, lekin internal exams ke through woh bhi Officer level tak pahunch sakte hain.

Work pressure ke mamle me Bank PO ka kaam thoda challenging hai kyunki unhe targets achieve karne hote hain, team ko lead karna hota hai, aur decision-making me bhi active role lena padta hai. Wahi Bank Clerk ka kaam routine aur defined hota hai, jisse work pressure comparatively kam hota hai. Exam difficulty bhi Bank PO ke liye zyada hoti hai — Prelims, Mains ke baad Interview bhi hota hai, jabki Bank Clerk ka exam thoda easy hota hai aur IBPS Clerk me interview bhi nahi hota. Training period bhi dono me alag hai — Bank PO ka probation period 1-2 saal ka hota hai, jabki Bank Clerk ko sirf 6 mahine ki on-the-job training milti hai.

Agar baat job security ki ho, toh dono hi jobs government sector ke under hone ki wajah se kaafi secure hain. Lekin work timing me bhi farq hai — Bank PO ko kabhi-kabhi late sittings aur extra hours karne padte hain, jabki Bank Clerk ki working hours fixed rehti hain. Decision-making power bhi Bank PO me zyada hoti hai, kyunki bank policies aur approvals me unka role hota hai, jabki Bank Clerk sirf defined tasks handle karte hain.

Toh agar aapko high salary, fast growth, aur managerial power chahiye, toh Bank PO aapke liye best option hai. Lekin agar aapko stable job, fixed hours aur kam pressure pasand hai, toh Bank Clerk better choice hogi. Aap apne career goals ke hisaab se in dono me se kisi ek ko choose kar sakte hain.