Welcome to Fitness and Finance | Fitness & Finance Radio Ep. 1

In this foundational episode of Fitness and Finance, Jeff Smith and Jennifer Scherer are joined by co-host Tony Shore to dive into the real-world connections between your physical health and financial well-being.

The trio explores how short-term motivators like events and outfits often fall short, and why long-term, sustainable habits make all the difference. Jennifer shares insight on how clients transform both physically and mentally when fitness becomes a lifestyle, not a quick fix. Meanwhile, Jeff draws parallels to financial planning—highlighting how consistency, humility, and accountability are key to success in both areas.

If you're tired of fads and want to make real progress toward a better life and retirement, this episode is a must-listen.

Connect with Jeff Smith:
Website: www.theretirementsmith.com
Phone: 540-371-9777

Connect with Jennifer Scherer:
Website: www.fburgfitness.com
Phone: 540-479-1877

Timestamps:

00:03 - Opening banter and introduction of hosts
01:10 - Grammar pet peeves and family text threads
02:57 - The importance of punctuation in communication
04:13 - The link between appearance goals and deeper health goals
05:38 - Event-based motivation vs. long-term fitness change
06:46 - Shifting from short-term goals to meaningful wellness
07:55 - Using life events as motivators, but focusing on sustainability
08:58 - Post-goal depression and continuous self-competition
10:06 - Fitness events should show progress, not be the end goal
11:06 - Health screenings and goal setting for long-term change
12:35 - Pop culture reference: John Candy in Stripes
13:18 - Susceptibility to quick fixes in health and finance
14:22 - Change requires pain: taking charge before crisis hits
15:56 - There are no shortcuts: investing time or hiring experts
16:27 - Clients often wish they started earlier
17:28 - Humility and openness lead to better outcomes
18:29 - Celebrating financial discipline and long-term planning
19:08 - Jennifer’s approach to motivation and accountability
20:49 - The role of encouragement and praise in fitness
21:57 - Personalized motivation and one-on-one trust
22:34 - Financial motivation and celebrating progress
24:05 - Frank financial conversations and realistic expectations
25:07 - Top retirement fear: running out of money
26:32 - Fitness often deprioritized, but just as critical
27:06 - Chronic diseases are often preventable with exercise
28:11 - Diet, phytonutrients, and the power of your plate
29:18 - Final thoughts on processed food and fast food impact
30:21 - Preview of next episode: longevity in health and finance
30:49 - How to contact Jennifer and Jeff for personalized guidance