EPF or PPF - Which one should you invest in?

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What is the difference between EPF and PPF?

Should you invest in them?

How much % of your investment should go there?

Friends, since a lot of you have been asking for the differences and utility of EPFs and PPFs, this video is my take on those!

We will talk everything about:
Whether you are eligible for them
When can you withdraw the amount
Risk involved
Amount of contribution in each
And my recommendation for investing in them

And if you are in your 20’s, I share some valuable advice for you towards the end which you will be able to understand only if you understand the entire video.

You can find the notes for this video at https://bit.ly/3iBv9Jq

Hope this helps!

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How to understand your salary slip, here is the video that will help you:
   • What is the difference between CTC and Net...  

Here’s how partial withdrawal of PPF works, from 7th to 15th year:
Only one partial withdrawal will be allowed every financial year (starting from the 7th financial year onwards)
The amount that can be withdrawn is equal to the lower of:
50% of the PPF account balance as at the end of the year immediately preceding the current year, or,
50% of the account balance as at the end of the 4th year, immediately preceding the current year.


You can a PPF account using these links:
At HDFC Bank: https://www.hdfcbank.com/personal/sav...
At SBI: https://sbi.co.in/web/personal-bankin...
At ICICI Bank: https://www.icicibank.com/Personal-Ba...

If you are an employer, here is how you can open an EPF Account: https://cleartax.in/s/epf-registratio...

Here’s how you can withdraw money from your EPF Account: https://cleartax.in/s/epf-withdrawal-...

Here’s how you can withdraw money from your PPF Account: https://www.google.co.in/amp/s/www.pa...


#warikoo #epf #ppf


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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on YouTube, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
He posts 3 Hindi and English videos every week on his YouTube channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.

Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.

An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.

Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.

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