From Setup to Payoff, The Timeline of a Self-Directed IRA

Ever wondered how long it actually takes to fund an investment inside your Self-Directed IRA? In this episode of The Preferred Way, we sit down with Alysia Ball from the investment department to break down the step-by-step timeline of using an SDIRA—from transferring funds, gathering documents, compliance reviews, to ultimately funding your investment.

Whether you’re investing in trust deeds, promissory notes, real estate, precious metals, or digital assets, this episode will help you understand exactly what to expect.

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YouTube Chapters
0:00 – Intro
0:29 – Meet Alysia Ball & the topic: SDIRA timelines
1:06 – What you can’t invest in with an IRA
2:08 – How long does a transfer take?
3:16 – Getting investment documents ready
4:05 – Example: Promissory notes compliance process
5:19 – From unsecured to secured notes
5:51 – Trust deeds & crowdfunding platforms
6:56 – Why funds must flow in/out of the IRA
7:43 – Custodian audits & asset accuracy
9:26 – Proper titling of investments
10:29 – How long funding actually takes
11:08 – Reviewing terms, titling & interest rates
12:59 – Timeframes for unsecured vs secured notes
14:21 – What to expect post-funding
15:51 – Precious metals & associated fees
17:04 – Different fees by asset class
18:31 – Rental property payments & responsibilities
20:17 – When missed payments trigger outreach
21:19 – Handling repairs, taxes & insurance
23:01 – Real estate expenses & wire fees
23:43 – Selling digital currency in an SDIRA
25:00 – Due diligence: your responsibility, not the custodian’s
27:41 – Compliance checks custodians do perform
28:24 – Should you ask your custodian for advice?
29:32 – What happens if an investment fails
32:31 – Fair market valuations & annual reporting
35:44 – Biggest misconception about custodians
39:34 – Final recap: The full SDIRA investment timeline
39:51 – Closing

Disclaimer 2025 Preferred Trust. Preferred Trust performs duties of a custodian and as such, does not sell investments or provide investment, tax, or legal advice. Preferred Trust is committed to safeguarding all non-public personal information provided to us by our customers. Preferred Trust collects, retains, and uses customer information where we reasonably believe that it will help administer our business or provide services to our customers. We collect and retain customer information only for specific business purposes and upon request will inform customers why we are collecting and retaining the information. PREFERRED TRUST, LLC “Preferred Trust” 6700 Via Austi Parkway, Suite 301, Las Vegas, NV 89119 702.990.7892 888.990.7892 Financial Institutions Division of Nevada License No. TR10025.