Indian Banking System | Banking Structure & Types of Banks | UPSC Prelims

In this video, we explain the Banking Structure in India in a clear, exam-oriented Hinglish manner, specially designed for UPSC Prelims 2026 and other competitive exams.

You will learn the complete structure of Indian banking system, starting from the Reserve Bank of India (RBI) to Commercial Banks, Cooperative Banks, Development Banks, Small Finance Banks, and Payments Banks.

📘 Topics covered in this lecture:
• Meaning & evolution of Indian Banking Structure
• Role of RBI as Central Bank
• Commercial Banks – Public, Private & Foreign Banks
• Regional Rural Banks (RRBs)
• Co-operative Banking Structure (Urban & Rural)
• Development Banks & NBFCs
• Small Finance Banks & Payments Banks
• Key UPSC Prelims MCQs concepts & traps

This lecture is extremely useful for UPSC Prelims, State PCS, SSC, RBI Grade B, and Banking exams. Concepts are explained with simple flow-based explanation so that you can remember easily during exam.

🎯 Why watch this video?
✔ NCERT + UPSC aligned explanation
✔ Concept clarity with structure & hierarchy
✔ Prelims-focused facts & keywords
✔ Perfect for revision before exam
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