What Retirees With $1M+ Wish They Knew Before Retirement

Have you ever wondered why some people who retire with well over $1 million struggle to spend their money? This video breaks down the surprising psychology behind the “Forever Saver” mindset and how you can flip the switch to confidently enjoy the retirement you’ve worked so hard to build.

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In this video, you’ll learn:
✅ Why lifelong savers struggle to spend in retirement
✅ What the “consumption gap” is and why many retirees underspend
✅ The hidden costs of playing it too safe with your money
✅ How a clear retirement income plan gives you permission to spend
✅ How to align your wealth with your purpose, family, and legacy goals

Don’t let fear or uncertainty keep you from living your dream retirement. You’ve earned it, now it’s time to enjoy it.

0:23 Shifting your mindset from saving to living
0:41 Psychology of underspending
0:59 The reason you keep saving: habit + uncertainty
1:21 Costs of underspending
1:38 Two-part solution to living your dream retirement
2:15 Like & subscribe

#retirementplanning #retirementadvice #financialadvisor #retirementtips

Investment advice is offered through Bayntree Wealth Advisors, LLC, an SEC-registered investment adviser. Insurance and annuity products are offered separately through Bayntree Wealth Advisors. Bayntree does not provide, and no statement contained herein shall constitute, tax or legal advice. You should consult a tax or legal professional on any such matters. Opinions expressed herein are solely those of Bayntree Wealth Advisors. All content is for informational purposes only and is not intended to provide the basis for any financial decisions.