Build Wealth in 12 Months Starting From Zero | Money rules no one taught you | Audiobook

You do not need a finance degree or high salary to build wealth. You need a system.

This audiobook gives you the exact 12-month road map to go from zero to building real wealth, even if you hate numbers or feel completely lost about money right now.
Download the Toolkit below – includes the complete Wealth Foundation System, 12 tools with examples, 7-Day Rewire Plan checklist, and simple tracking prompts you can use immediately.

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WHAT YOU'LL LEARN:
How to calculate the only 3 numbers you need to know if you are moving forward or stuck financially
The brutal truth about net worth and why income alone will never buy your freedom
How to sort your goals by timeline and match each one to the right savings or investment strategy
The investment calculator that shows exactly how much to save monthly to reach any financial goal
How to identify your investment gap and the 5 ways to close it over the next 12 months
Why 12-month forecasts beat monthly budgets and how to build one in under an hour
The 50-30-20 budget framework that works even if you have never tracked spending before
The 3 questions that cut unnecessary expenses without making life miserable
Debt avalanche vs debt snowball: which repayment strategy saves more money and which feels better
How to move savings from dead accounts paying 1% to high-yield options paying 3-4%
The exact sequence for when to save vs when to invest so you never risk money you cannot afford to lose
How to build wealth even with a negative net worth or income deficit right now

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THE 7-DAY CHALLENGE:
Day 1: Calculate your three-number snapshot (net income, expenses, surplus)
Day 2: Calculate your net worth (assets minus liabilities)
Day 3: Write down all goals and sort by timeline
Day 4: Pick one goal and calculate monthly investment target
Day 5: Build 12-month forecast
Day 6: Review last month and calculate 50-30-20 percentages
Day 7: List debts and choose repayment method OR compare savings rates

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CHAPTERS:
0:00 Intro
3:04 The Framework
4:26 Tool 1: Three-Number Snapshot
7:08 Tool 2: Net Worth Tracker
8:58 Tool 3: Money Personality Assessment
10:51 Tool 4: Timeline-Based Goal Sorting
12:45 Tool 5: Investment Timeline Calculator
14:41 Tool 6: Investment Gap Identifier
16:52 Tool 7: 12-Month Forecast
19:08 Tool 8: 50-30-20 Budget Framework
20:57 Tool 9: Monthly Check-In Questions
22:24 Tool 10: Debt Hierarchy Strategy
24:21 Tool 11: High-Yield Savings Strategy
25:48 Tool 12: Investment Readiness Checklist
27:33 Two-Minute Version
29:03 7-Day Rewire Plan
30:29 Closing

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✅ DOWNLOAD THE FREE TOOLKIT: https://drive.google.com/file/d/15tSq...
Includes the complete Wealth Foundation System framework, all 12 tools with when to use them, 7-Day Rewire Plan with time estimates, 2-minute version for quick reference, common failure modes and fixes, simple quarterly tracking prompts, and the 50-30-20 budget template.

Subscribe for practical audiobooks on personal finance, wealth building, and financial independence without the guru nonsense or get-rich-quick schemes.
Share this with one friend who feels stuck with money and does not know where to start. Once they see their real numbers, they will stop guessing and start building.

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