Mortgage Application Tips for First Time Buyers // Applying for a mortgage in 2021+

I discuss Mortgage Application tips for first time buyers, especially as the recent pandemic has caused the assessment of mortgage applications to change dramatically. In this video I provide mortgage application tips for first time buyers.

*** Show Notes, and Resources ***

Mortgage Application tips for first time buyers

• 0:00 Intro
• 0:33 credit file
• 1:20 employment / self employment, 12 months, Furlough - don't apply until your off, BBL / Grants, don't apply if not needed
• 2:11 bank statements
• 2:38 Payslips
• 2:50 Voters roll
• 3:12 Proof of deposit
• 3:40 Gifted deposit
• 4:00 Personal loan as a deposit
• 5:04 Use a broker or a bank ?

Today’s Question – ⚡Are you thinking of applying for a mortgage. ? LMK 👇👇👇

**MORTGAGE CHAIN LTD**

Mortgage Chain Website - https://www.mortgagechain.co.uk/contact

Book a free no obligation chat - https://link.alexkerr.co.uk/mortgage

Mentorship Program - First Time Buyer Expert
https://link.alexkerr.co.uk/First-Tim...
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*SHOW NOTES & LINKS**

Check My File – Download Free Credit Report: https://link.alexkerr.co.uk/check-my-...

Contact: https://www.mortgagechain.co.uk/contact

Subscribe to my channel: https://www.youtube.com/c/alexkerrmor...

*NEW! Download FREE First Time Buyer Pack
https://link.alexkerr.co.uk/First-Tim...

QUOTING PORTAL (Solicitors, House Insurance and Surveys)
https://www.mortgagechain.co.uk/quoti...

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**CREDIT FILE CHECKS**


CHECK MY FILE - This is step 1 as a First Time Buyer. Check your credit file!

Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)

checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.

Check my free credit score now:
https://link.alexkerr.co.uk/check-my-...

Correct Errors on Your Credit File:

Contact Experian: https://ins.experian.co.uk/contact
Contact Equifax: https://help.equifax.co.uk/EquifaxOnl...
Contact Transunion: https://www.transunion.co.uk/consumer...
Apply for Voters Roll: https://www.gov.uk/register-to-vote

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**BOOK A FREE CHAT**

Book a Free, No Obligation Call with Alex Book Now:
https://link.alexkerr.co.uk/mortgage


DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!

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*BAD CREDIT ?**
Download our FREE Adverse credit mentorship program below:
https://link.alexkerr.co.uk/credit-fi...


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FACEBOOK GROUP For First Time Buyers:
  / firsttimebuyeruk  


Say hi on social:
Twitter:   / alexkerrmortgag  
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Facebook:   / alexkerrmortgage  
TikTok:   / alexkerrmortgage  

Contact: https://www.mortgagechain.co.uk/contact



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YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

#mortgageapplicationtips #firsttimebuyer #alexkerrmortgage