Central Finance PLC (CFIN.N) Q2 2025 Results: 20% Profit Growth Complete Analysis | CSE Reports Hub

Central Finance Company PLC (CFIN.N) Q2 2025 Financial Results Analysis | Six Month Performance Review

Central Finance Company PLC stock performance analysis for Q2 2025 showing strong growth in key financial metrics. This comprehensive review covers CFIN earnings report, profitability ratios, and financial performance for the six months ended September 30, 2025. Central Finance PLC continues to demonstrate solid fundamentals with improved net interest income, operating profit growth, and enhanced asset quality ratios. CFIN stock analysis reveals positive trends in deposits, lending portfolio, and return on equity. Sri Lanka finance company sector leader Central Finance shows resilient performance with strong capital adequacy ratios and reduced non-performing loans.

Key Financial Metrics - Six Months Ended September 30, 2025:

Total Income: Rs. 14.36 billion (11% increase)
Net Interest Income: Rs. 6.90 billion (12% increase)
Profit After Tax: Rs. 5.74 billion (20% increase)
Earnings Per Share: Rs. 24.50 (vs Rs. 20.51 in 2024)
Return on Average Assets: 5.99% (annualized)
Return on Average Equity: 11.79% (annualized)
Total Assets: Rs. 144.79 billion
Customer Deposits: Rs. 46.50 billion
Loans and Advances Portfolio: Rs. 85.30 billion
Gross Stage 3 Loans Ratio: 1.76% (improved from 3.79%)
Net Asset Value Per Share: Rs. 360.35
Capital Adequacy Ratio: 36.52%

00:00 - Intro
00:56 - Company Overview
01:55 - Income Statement Analysis
03:02 - Balance Sheet Analysis
04:02 - Cash Flow Analysis
05:22 - Major Shareholding List
05:45 - Financial Ratios
08:30 - 5 Year Summary
11:08 - Price Chart
11:40 - Like, Share & Subscribe

This video provides a deep dive into understanding financial statements, focusing on the balance sheet and income statement. Learn how to conduct effective financial analysis using key financial ratios.

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Disclaimer
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The information provided in this video is for educational and informational purposes only and should not be considered as financial, investment, or trading advice. The discussions, analyses, and insights shared do not constitute buy, sell, or hold recommendations for any stocks, securities, or financial instruments.

Investing in financial markets involves risks, and past performance is not indicative of future results. Viewers are encouraged to conduct their own research, assess their risk tolerance, and consult with a qualified financial advisor before making any investment decisions.

The creator of this video is not responsible for any financial losses or decisions made based on the information presented. All investment decisions are solely at your own discretion and risk.

By watching this video, you acknowledge and agree that you are solely responsible for your financial actions.
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