Loans, Jumbo Loans & RSUs Explained

Are you a first-time home buyer in California or thinking about making the leap? Understanding mortgage basics and financing options is one of the most important steps before buying your dream home.

In this video, Keith Walker breaks down:

🏡 Mortgage Basics – credit score, debt-to-income ratio, down payments
🏡 Financing Options – Conventional, FHA, VA, USDA loans
🏡 Jumbo Loans in California – what they are and how to qualify
🏡 RSUs (Restricted Stock Units) – how tech income can boost your buying power
🏡 Tips for Bay Area Buyers – navigating Santa Clara, San Jose, and beyond

💡 Did you know? In California, you can sometimes buy with as little as 3–5% down. But in high-cost markets, Jumbo loans are often required, with stricter requirements and higher reserves.

📲 Want to know what you qualify for? Drop a comment, send me a DM, or visit TheWalkerTeam.com. I can connect you with trusted mortgage lenders to explore your options.


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