₹2 Lakh/ Month Passive Income

₹2 Lakh/ Month Passive Income || bekifaayati #youtubeshorts #monthlyincome #passiveincome

National Pension System (NPS ) is a government-backed pension scheme, which gives exposure to both equity and debt instruments. Depending on their risk tolerance and retirement objectives, individuals can pick investment options.

If you are an NPS account holder and invest Rs 5,000 per month for 40 years, besides putting in a lump sum maturity amount of Rs 1.91 crore (assuming 8.5% return), Allocation is 75% equity and 25% debt allocation. The returns assumed are 9-10% for equity and 6-7% for debt.

With this corpus you’d be able to get more than Rs 2 lakh monthly pension (Rs 1.43 lakh monthly from SWP and Rs 63,768 monthly from annuity).

However, it must be noted that Rs 63,768 monthly income from annuity will continue till the investor is alive whereas Rs 1.43 lakh from SWP is for 25 years only.