UK Property News: New 40% Loan Scheme for First Time Buyers | Explained

Are you struggling to save a deposit and buy your first home? 🏡

The UK Government has launched a new 40% loan schemeto helpfirst-time buyers finally get on the property ladder.

In this video, I break down:

✅ What the 40% loan scheme is and how it works

✅ Who’s eligible to apply

✅ How to apply step-by-step

✅ The key benefits and drawbacks

✅ Regional property value caps (London vs the rest of the UK)

✅ Repayment terms and what happens after 5 years

✅ Tips for first-time buyers to increase approval chances

✅ The impact on the UK housing market

This scheme could be agame-changerfor first-time buyers, especially with rising property prices across the UK.

⏱Chapters:

0:00 – Intro

0:45 – Why This Matters

1:20 – What Is the 40% Loan Scheme?

2:10 – Who Can Apply?

3:05 – How to Apply

4:00 – Benefits of the Scheme

5:00 – Things to Watch Out For

6:00 – Tips for First-Time Buyers

7:00 – Market Impact

8:00 – Conclusion

9:00 – Disclaimer

💬Question for you: Would you use this scheme to buy your first home? Let me know in the comments below!

🔔 Don’t forget to LIKE, SUBSCRIBE, and SHARE this video if you found it helpful.

📌Disclaimer:This video is for informational purposes only and does not provide financial advice. Always consult a qualified financial or mortgage advisor before applying. For the latest updates, check the official UK Government website.

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