How I Set Up My Sinking Funds | Budgeting & Cash Stuffing for Beginners

Hi Friends,
My name is Delia. I live in Arizona.🌵 .I started budgeting in 2021. It has worked so well, i was able to save money. I want to share with you all how i did it, come join me on my budgeting journey and becoming debt free.

In today’s video, I’m breaking down my sinking funds and showing you how I set money aside every month so bills don’t surprise me.
I’ll share exactly how I budget for:
• Car Maintenance ($45/month = $540/year)
• Car Insurance ($135/month = $1,620/year)
• Birthdays
• Clothing
• Toiletries


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Mailme:
Delia
P.O.Box 3367
Arizona CIty,Az 85123

Email me:
[email protected]

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☆ Follow Along ☆
00:00 Intro
00:56 sinking funds
10:45 calculating sinking funds
12:00 Outro

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✨Interested in learning How to Budget, check out this video:    • Budgeting for Beginners Cash Envelope Syst...  

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*TO KNOW | IF YOU’RE NEW TO THIS SYSTEM*
•The envelope budgeting system divides your income into different spending categories—bills, groceries, gas, and so on. Once you've decided how much you should spend on each category, you'll take that amount in cash and place it into an envelope.
•Sinking Funds- are savings categories that have a specific purpose and can have a timeline or not. These categories are not a monthly expense but an expense that will come up. Example: Christmas is an expense most of us know is coming at the end of the year, so put aside money every month and by December you will have a fully funded sinking fund without the headache or “surprise expense”.

✩ Disclaimer: I am not a financial or business advisor. All advise and experiences on this channel are my experiences and are shared purely for entertainment purposes. ✩

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