Episode 35: What About Liquidity? Can You Use Money If You Need It!?

With the job market looking a bit rocky, Matt and Elliott wanted to talk about liquidity… or more simply, what is your ability to pay your bills in tough times?



While a Net Worth statement is a great tool, it only tells a partial story of your ability to actually pay for things. Many times, the assets on those Net Worth statements will either not be able to be used to pay bills, or will come with some strings attached if you need to use them in a tough time of life.



Tune in and hear about Matt and Elliott’s take on “liquidity” in both your money and time, along with some common “traps” they see people fall into.



Enjoy!



Have a question for a future show topic?



Matt Fizell, CFP® can be reached by email at matt@planwithharmony.com (mailto:matt@planwithharmony.com) or at www.planwithharmony.com (http://www.planwithharmony.com)



Elliott Appel, CFP® can be reached by email at elliott@kindnessfp.com (mailto:elliott@kindnessfp.com) or at www.kindnessfp.com (http://www.kindnessfp.com)



You can also submit questions to this link: https://forms.gle/z2qWJpvmnzxqDfCK9



DISCLAIMER: The ME & Money Podcast is hosted and produced by Harmony Outsourcing Services LLC and is intended only to be educational, informational, and should not be considered as financial advice.



Matthew Fizell, CFP® is an investment adviser representative of Harmony Wealth L.L.C. (“Harmony”). Elliott Appel, CFP® is an investment adviser representative of Kindness Financial Planning LLC (“Kindness”).



However, the views and opinions expressed by Matt and/or Elliott in this podcast are not intended as individualized investment advice on behalf of Harmony and/or Kindness, or as tax, accounting, or legal advice. Although we gather information from sources that we deem to be reliable, we cannot guarantee the accuracy, timeliness, or completeness of any information prepared by any unaffiliated third-party.



When specific investments or types of investments are mentioned, such mention is not intended to be a recommendation or endorsement to buy or sell the specific investment.



Harmony is a registered investment adviser authorized to do business in the states of Wisconsin and Texas, and other jurisdictions where exempted.



Kindness is a registered investment adviser authorized to do business in Wisconsin and Washington, and in other jurisdictions where exempted.



Registration as a registered investment adviser does not imply a certain level of skill or training. This website contains links to the Harmony and Kindness websites that provide general information about the advisory services offered by Harmony and Kindness. These links are provided as a convenience only. Harmony and Kindness can only provide individualized services after you sign an agreement and receive required disclosures. Users of this website may, but are not required to, engage the services of Harmony or Kindness for advisory services.



Please remember that all investments involve varying degrees of risk, and the future performance of any specific investment or investment strategy is not guaranteed to be profitable or equal to any historical performance.



Podcast Intro Music Credit:



Inspiring Optimistic Upbeat Energetic Guitar



Music Title: Inspiring Optimistic Upbeat Energetic Guitar Rhythm   / 62282987  



Released by: Oleg Mazur   / fm_freemusic  



Music promoted by https://www.chosic.com/free-music/all/