Is Digital India a Failure? Are there Gaps in UPI, ONDC and OCEN? Detailed Analysis

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VIDEO INTRODUCTION:

Hi everybody,
For the longest time the Modi govt has flaunted the success of UPI and Digital India initiative but there is one big big problem!!!!
Today QR codes EVERYWHERE, chaiwalas accept digital payments, and as of 2025, more than 2 billion people in India have a bank account with UPI transactions crossing ₹23 TRILLION!!
But it pains me to say that after the phenomenal success of UPI, there are gaps, failures and glorified announcements that the media forgot to follow up on!!! And 2 of these glorified initiatives are the ONDC and OCEN initiative!!!
These 2 initiatives have failed so badly that ONDC's app is worse than a college student’s first-year project and OCEN has been ignored by the biggest banking players of the country!!
And the reason why we are making a video on this failure is because 2 years ago, we ourselves made a video on how revolutionary this initiative was!!! And one wise comment said, that I wish all the initiatives mentioned in this channel actually get executed but sadly they are just announcements with no action!! So we have decided that we will not just make a video when there is a sensational announcement but also follow up on the action so that we can help you differentiate between marketing and action!! So in this episode today,
Let’s try to understand,
Where are the biggest gaps in UPI?
Why are ONDC and OCEN slowing down?
And what are the lessons that we need to learn from this slowdown of ONDC and OCEN!!

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✅Study Materials:

https://www.dataforindia.com/access-t....

https://www.financialexpress.com/busi...

https://m.economictimes.com/tech/tech....

https://retail.economictimes.indiatim...

https://www.investopedia.com/articles....

https://yourstory.com/2025/02/phonepe....

https://economictimes.indiatimes.com/...


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