How does Credit Card Work?
Автор: J.E.S Advisory Sdn Bhd
Загружено: 2023-12-07
Просмотров: 43
Understanding credit card terms is vital for responsible usage. The Annual Percentage Rate (APR) in Malaysia typically ranges between 15% to 18%, reflecting the interest charged if the balance isn't paid in full monthly. Making only the Minimum Payment may avoid late fees but can accumulate substantial interest. The Grace Period, the time between billing cycle end and payment due, offers interest-free repayment if paid in full. Late Payment Fees apply if the minimum isn't met, impacting credit scores. Cash Advances, withdrawing from the card, often involve fees and immediate interest, lacking a grace period. #creditcard #creditcards #finance #tips #malaysia #penang #jesadvisory
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