Debt Validation Letters: How to Use Them to Crush Debt Collection in 2025

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📫 Get five sample letters, detailed instructions, and almost an hour of attorney instruction on how to use dispute letters to crush debt collection:
https://rwlaw.mykajabi.com/crush
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📞 Get Florida help for Florida cases! Contact us here: https://ricardolaw.com/contact/
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UPDATE: On Nov. 30, 2021, the federal government changed the rules on debt validation. Go check out THIS VIDEO for the most up-to-date information for 2022 and beyond!
🎥    • DEBT VALIDATION:  Rule changes in effect N...  
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You've heard about Debt Validation Letters, but what are they? How do you use them? Should you send one? Florida Lawyer Mike Wasylik explains everything you need to know about Debt Validation letters (make sure to stay until the very end!) (SEE MORE ⬇️ )

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📞 Get Florida help for Florida cases: https://ricardolaw.com/contact/
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⛑️ Want help dealing with debt collection for debt that doesn't seem right? Call us at 352-567-3173 for a FREE 30-minute appointment with one of our lawyers (Mention this "debt validation letter" video!) to find out how we can help you.


Chapters:
00:00 How to use debt validation letters against debt collectors
1:18 Your right to request debt validation
2:11 What the law REQUIRES them to tell you
2:56 The difference between verification and validation
3:26 Even judges get this part wrong!
4:19 Your four options for action to take
4:26 Your rights when they break the law
5:53 The 30-day dispute deadline and how it affects your rights
6:44 What happens if you ignore it
7:00 Disputing the validity of debt and how to do it
7:17 Demanding "verification" of debt
7:50 Which disputes you're allowed to raise
8:19 How much detail to put in your dispute
8:57 When you request "verification" how MUST they respond?
11:15 What they DON'T have to provide as verification
12:01 What form "verification" letters get wrong
12:30 When they FAIL to provide any verification at all
13:13 When they break the law after a verification demand
14:15 Two reasons you SHOULD send a debt validation letter
17:20 What to put in your validation letter
18:03 Using debt validation letters in court
19:00 Don't sabotage your court case with this mistake
19:43 How and where to send your letter
20:59 What you should do next

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