The 12 Steps of Getting a Mortgage
Автор: J. Mike Mortgage
Загружено: 2025-02-23
Просмотров: 58
I have 30 years of experiene in the mortgage business. In this video, I go through the 12 essential steps in getting a mortgage and I explain them in plain language that you can understand. If you are buying your first home and getting your first mortgage, or you just need a refresher course on how the process works, this video is essential information from someone who has spent a lifetime on the inside of the business.
00:09 Introduction
02:19 Step 1 Pre-Approval
04:50 Step 2 Copy of Purchase Contract Sent to the Lender
05:35 Step 3 Documents Provided to Lender for Review
07:19 Step 4 Automated Underwriting
08:40 Step 5 Loan Disclosures Signed
09:22 Step 6 Loan Processor Assigned
10:00 Step 7 Property Appraisal Done
10:48 Step 8 Underwriter Review
12:10 Step 9 Loan Conditions to Satisfy
12:40 Step 10 Clear to Close
13:10 Step 11 Lender and Title Company Issue Closing Disclosures
13:53 Step 12 Closing at Title Company
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