How to Protect Your Investments When Markets Drop

When markets get volatile, fear can tempt even experienced investors to pull out. But is market timing really the answer—or a costly mistake? In this video, we unpack why trying to time the market is so difficult, how missing just a few critical days can slash your returns, and why a well-structured financial plan is your best defense.

Learn how to stay calm, stay invested, and protect your portfolio with practical strategies like cash reserves, diversification, and thoughtful rebalancing. If you're nearing or in retirement, these insights are especially important.

This content was provided by Retirement Planning Services. We are located in Knoxville, TN. You can learn more about us, or schedule an insight call by visiting our website at https://www.seriousretirement.com.

Timestamps:

00:00 – Why Market Volatility Sparks Panic
00:34 – The Roller Coaster Analogy of Market Timing
01:58 – The Double Risk of Trying to Time the Market
02:42 – How Missing 10 Best Days Impacts Returns
03:47 – Even Hedge Fund Pros Struggle to Time Markets
04:59 – Warren Buffett’s Famous Bet on the S&P 500
05:58 – The Power of Planning Before the Panic
07:32 – Building a Diversified Portfolio for Tough Times
08:41 – Using Fixed Income as a Cushion
10:36 – How Rebalancing Can Be a Strategic Advantage
13:26 – The Role of Cash Reserves in Emotional Investing
15:57 – Why a Financial Advisor Adds Crucial Perspective

Advisory services offered through Retirement Planning Services, LLC.

The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.