No Tricks, Just Treats! 3.99% APR! New Homes in Rancho Cordova Richmond American’s The Weekend Deal

No Tricks. Just Treats.

This Halloween weekend, the housing market isn’t scary — it’s sweet!
Richmond American Homes at Seasons at Cypress in Rancho Cordova, CA just dropped limited-time rates as low as 3.99% APR — but only until November 2, 2025.

Join Gary Lee, REALTOR® (CA DRE #01448722) with Portfolio Real Estate , as he shows you why this weekend is pure luck, not fright.
You’ll see real payment examples, gorgeous model homes, and what makes these new builds a serious treat:
✅ 9-foot ceilings, quartz counters, solar ownership (no lease!)
✅ GE appliances included
✅ No HOA + low property taxes
✅ Move-in ready homes closing by December 31
✅ Fixed rates 3.75%–4.625% or 3.99% 7/6 ARM via HomeAmerican Mortgage

Example payments:

Pearl Plan (Lot 365) – 2,360 sq ft ≈ $3,050 per month (base)

Cassia Plan (Lot 158) – 2,900 sq ft ≈ $3,400 per month (base)
(3.5 % down + closing costs estimate)**

📅 Promo Ends Nov 2 | Close by Dec 31 | Inventory Moves Fast

📞 CONTACT GARY & RUTSELL LEE

Gary Lee | REALTOR® | CA DRE #01448722
Rutsell Fabillar Lee | REALTOR® | CA DRE #02067791
Portfolio Real Estate
📱 (916) 595-GARY (4279) | 📱 (916) 695-2800

🌐 ListedByGary.com

🏡 Ready to tour?
Call, text, or DM us today and let’s lock in your 3.99% APR deal before it’s gone.
Our buyer-representation services on new homes cost you nothing — the builder pays our fee.
We’ll help you buy smarter, not scarier.


Guided by integrity, data, and faith — Deuteronomy 8:12-14 — remember the Giver behind every blessing.


for financing information see this webpage. https://www.richmondamerican.com/campaigns...

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**Financed by:
HMC logo

Example is based on a sales price of $595,110 and a 30-year, fixed-rate FHA loan with an interest rate of 4.500% and a 3.5% down payment. Total loan amount, including the upfront mortgage insurance premium, is $584,334. Monthly principal and interest payment = $2,909. APR = 5.230%.
Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 680. Interest rate is not guaranteed, is subject to change without notice and additional terms and conditions apply. Example financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org).
HomeAmerican Mortgage Corporation's principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org/), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67. Oregon License # ML-5694.
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BOULEVARD, SUITE 201, AUSTIN, TEXAS 78705; TEL: 1.877.276.5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.
Notice to Texas Consumers Pursuant to 7 TAC §58.200(b) COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877.276.5550.