1 Sep से Cashless बंद 😱 ❌ Bajaj & Care Health Insurance | अब क्या करें?

In this video, we discuss the recent issue where Bajaj Allianz Health Insurance and Care Health Insurance faced a cashless ban in hospitals, creating big problems for policyholders who depend on cashless treatment. This is not the first time such incidents have happened — disputes between hospitals and insurance companies keep coming up, and customers are the ones who suffer the most.

If you have a health insurance policy in India, you probably expect smooth cashless hospitalization during medical emergencies. But what if the hospital suddenly says “cashless not available”? Many people don’t know the difference between a cashless claim and a reimbursement claim, or why cashless claim rejection happens even when premiums are paid on time.

CHAPTER
00:00 Why Today's Video
01:35 Who Is AHPI & Why Hospitals Obey Them ?
03:09 Why It's Only Bajaj & Care ?
05:06 How Insurers & Hospital Work Together?
08:17 Are Hospitals Pricing Fair ?
10:17 Response Of Bajaj Allianz On This
11:14 What Is The Solution ?
13:02 How Should You Respond To This News ?

We will cover important topics like:

What is cashless health insurance and how does it work?

Why do hospitals remove insurance companies from their cashless network?

How do insurance companies and hospitals negotiate packages and treatment costs?

Why did Bajaj Allianz and Care Health face a cashless ban?

What happens to patients when cashless claim is denied?

Steps to take if your cashless claim is rejected or delayed.

I will also explain how reimbursement claims work and why sometimes it is the only option left. Knowing the process in advance can save you stress during hospitalization. We will also talk about the role of TPA (Third Party Administrator), network hospitals, and how IRDAI (Insurance Regulatory and Development Authority of India) regulates insurance companies in such situations.

Whether you are searching for the best health insurance in India, comparing top companies like Star Health Insurance, HDFC ERGO, ICICI Lombard, Niva Bupa, Max Bupa, Religare, New India Assurance, or trying to understand the claim process, this video will give you real, practical insights.

Health insurance is not just about low premium — it is about smooth claim settlement ratio, cashless hospital availability, customer service, claim approval speed, and transparency in policy terms. Unfortunately, many policyholders only realize this when they face a cashless claim denial.

By the end of this video, you will clearly understand:
✔️ What is the difference between cashless claim vs reimbursement claim
✔️ Why hospitals sometimes deny cashless treatment
✔️ How to check your insurance company’s cashless hospital list
✔️ What to do if your cashless claim is rejected at the last moment
✔️ How to stay prepared and protect your family during medical emergencies

This video is especially useful for anyone planning to buy a new health insurance policy, renew an existing policy, or compare different health insurance companies in India. The information will help you avoid hidden problems and choose the right plan with confidence.

👉 Watch till the end and share this video so more people understand the reality of cashless health insurance in India.

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