Insurance vs. Cash-Based Physical Therapy: What Patients Need to Know

In this episode of Sage Connections, I’m joined by Dr. Derrik Faunt, PT, DPT, for an open and honest conversation about how the insurance system impacts physical therapy — and why care can look so different depending on the model you choose.

We break down:
How insurance-based PT works behind the scenes
What cash-based PT offers that insurance often can’t
The true cost of care (beyond copays and deductibles)
Access, autonomy, visit limits, and the quality of treatment
What actually matters when choosing the right provider
How clinicians in different models can collaborate for better outcomes

Whether you're a patient navigating your options or a clinician curious about other models of care, this episode brings clarity, honesty, and a grounded look at what you really need to know.

Connect with Dr. Derrik Faunt, PT, DPT, PPSC
Owner of Metro-Strength Performance Rehab
Website: www.metro-stregthpr.com
Instagram:   / metro_strengthpr  
Email: [email protected]
YouTube: ‪@DerrikFauntDPT‬

Connect with Dr. Luba Khakham, PT, DPT
Owner of Sage Physical Therapy & Wellness
Website: https://www.sageptwellness.com
Instagram:   / sageptwellness  
Email: [email protected]

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