How I Realistically Paid off $15,000 of Credit Card Debt in 1 Year (In my 20s)

In this video I’m sharing the realistic steps I took to pay off 3 credit cards and crush $15,000 in debt in just one year, all while in my 20s and on a combined income.
This wasn’t some quick fix. It took mindset shifts, combining finances with my partner, cutting back without being miserable, and pushing through even when I felt exhausted and wanted to give up. 💰✨

You’ll hear exactly how I:
Adjusted my spending without giving up everything
Combined finances strategically to tackle debt faster
Stayed motivated during the toughest parts of the journey
If you’re overwhelmed with credit card debt or just looking for a real story with practical steps, this is for you.

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✨FTC:
some of these links may be affiliate so I may receive a small commission if you make a purchase using my link at no additional cost to you. Thank you!

💸 whats in this video:
0:00 intro to how I paid off debt
3:24 my debt story
6:05 My timeline: the debt free journey
11:01 decrease spending, increase income
15:56 actionable steps: things I actually did
21:45 budgeting and putting extra money towards debt
23:14 what I wish we did differently
26:38 key takeaways
28:08 share in the comments! Your story & tips for others!❤️

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