9-18-25 Savvy Medicare Planning -

Planning for Medicare can feel overwhelming, but understanding your options is the key to protecting your health and finances in retirement. In this Savvy Medicare Planning Webinar, Richard Rosso & Danny Ratliff walk you step-by-step through what Medicare covers, who’s eligible, enrollment periods, penalties, premiums, Medigap, Medicare Advantage, and long-term care planning.

✅ What you’ll learn in this Medicare webinar:

The basics of Medicare Parts A, B, C & D (“the alphabet soup of Medicare”)

How and when to enroll in Medicare to avoid costly penalties

Understanding Medicare Advantage vs. Medigap policies

What Medicare does not cover (including long-term care)

How income adjustments affect your monthly Medicare premiums

Smart strategies for budgeting healthcare costs in retirement

Whether you’re approaching age 65, already retired, or helping a loved one plan, this presentation gives you the clarity and confidence you need for Medicare enrollment and retirement healthcare planning.

👉 Chapters included: Eligibility, Enrollment, Costs, Coverage Gaps, Medicare Advantage, Medigap, and Long-Term Care Planning.

0:00 - Intro/Disclosure
1:40 - What Is Medicare?
2:45 - Who is Eligible for Medicare?
3:49 - The Alphabet Soup of Medicare
5:25 - Medicare Advantage (Part-C)
8:05 - Medicare Enrollment Explained
9:45 - Late Enrollment Penalties
10:35 - The Question of Creditable Coverage
12:30 - Locking-in Coverage and guarantee of insurability
13:50 - Open Enrollment & Medicare Advantage Options
16:43 - A look at enrollment periods - Who Signs Up for Part-A?
23:03 - Who Signs Up for Part-B?
24:48 - Who Signs Up for Part-D?
26:30 - Special Enrollment Periods
28:15 - The Best Time to Enroll
31:00 How & Where to Sign Up for Medicare Part A & B
31:30 - How to Sign up for Medicare Part-D?
34:55 - Out of Pocket Costs Paid by Medicare Beneficiaries
35:40 - Medicare Monthly Premiums explained
38:36 - The Ugly Truth About Income Adjustments
42:30 - The Progressive Nature of Medicare Premiums
44:35 - Deductibles
46:30 - MediGap Coinsurance
48:25 - Part-D Coinsurance explained
50:10 - What Medicare Covers...and Doesn't; it's not long term care
52:50 - What Private Insurance May Cover
58:35 - Medigap Policies
1:00:45 - Medicare Advantage Plans - How much risk do you want to mitigate?
1:03:00 Shop Carefully for Private Insurance
1:04:30 Health Care Budget Planning & HSA's
1:09:00 Long Term Care Planning & Costs
#MedicarePlanning #RetirementPlanning #MedicareEnrollment #MedicareAdvantage #FinancialPlanning