First time home buyer financing: Charlotte Harrison Talks Solutions with Phil Spencer

Discussing first time home buyer financing, Skipton’s Charlotte Harrison joins Property Expert and Move iQ founder, Phil Spencer. Together, they explore the key challenges many first-time buyers face today—and how Skipton is responding with products specifically designed to offer support onto the property ladder.

Chapters:

0:00 Introduction
1:00 First time buyer challenges
03:30 Stamp duty challenges
05:00 Home Affordability Index
07:00 The least affordable please to live in the UK!
07:49 Where’s the most affordable place to live for first time buyers?
09:17 Track Record Mortgage
09:37 Income Booster
10:27 Saving Products
11:40 NEW – Delayed Start Mortgage
14:30 Top 3 first time buyer tips

Disclaimer - The Skipton Group Home Affordability Index is not a benchmark for the purposes of UK Benchmark Regulation, nor for the purposes of any other legislation or regulation. The Skipton Group Home Affordability Index is produced for information purposes only and must not be used or relied upon for commercial purposes, including as a reference for:
• determining an amount payable under a financial instrument or a financial contract;
• determining the value of a financial instrument; or
• measuring the performance of an investment fund with the purpose of:
• tracking the return of such index; or
• defining the asset allocation of a portfolio; or
• computing the performance fees.

The Skipton Group Home Affordability Index is prepared from information that Skipton Building Society believes is collated with care. However, people seeking to place reliance on the Skipton Group Home Affordability Index for any purposes whatsoever do so at their own risk and should be aware that the methodology of the Skipton Group Home Affordability Index or the Skipton Group Home Affordability Index itself which incorporates forecasting techniques can be varied or discontinued at any time for any reason whatsoever, including external factors beyond the control of Skipton Building Society . Skipton Building Society makes no representation, warranty or guarantee as to the accuracy or completeness or timeliness of the information used in the preparation of the Skipton Group Home Affordability Index or the Skipton Group Home Affordability Index itself or related content on their website. The content on their website is not intended to amount to advice on which reliance should be placed or an offer to sell or solicit the purchase by you of any products or services that Skipton Building Society or any of its group companies provides. Skipton Building Society excludes its liability to the extent permitted by law for any losses or damage whatsoever from any reliance placed on the information used to prepare the Skipton Group Home Affordability Index or the Skipton Group Home Affordability Index itself or related content on their website.

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