3 Out of 4 Canadians About to Face THIS Mortgage Shock

Hundreds of thousands of Canadians will be renewing their mortgages in 2025 and 2026. For many, this means much higher payments and tough financial decisions.

In this video, I break down:
✅ Why so many mortgages are renewing at the same time
✅ How much payments are really jumping in 2025–2026
✅ The hidden risks Canadians are facing (inflation, wages, variable “trigger rates”)
✅ What options you have to protect your budget — before it’s too late

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0:00 Intro – Why Renewals Are a Big Deal
0:05 3 Out of 4 Mortgages Renewing Soon
1:04 What We’ll Cover in This Video
1:29 Why So Many Renewals at the Same Time
2:10 The Payment Shock: $500K Example
2:43 The Stress Test & Why It’s Failing Now
3:19 Wages, Inflation & Shrinking Buffers
4:49 The Variable Mortgage Trap
6:18 Rising Missed Payments in BC
7:06 What It Means for Families & Investors
7:39 How Banks Are Preparing for Defaults
8:03 Your Options at Renewal (Amortization, Debt Consolidation)
8:55 Protect Your Home & Family — Start Early


Mortgage questions? Text me at 236 457 8528

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