Can You Really Afford to Retire at 62 – Or Will You Regret It Later?

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Retiring at 62, claiming Social Security early, navigating the Medicare gap, and avoiding costly early retirement mistakes are some of the biggest decisions Americans face in retirement planning. In this video, I break down why so many people regret retiring at age 62 – not because they were lazy or irresponsible, but because of how Social Security timing, healthcare costs, taxes, and lifestyle all collide in those early years.

I’ll walk you through why claiming Social Security at 62 can permanently reduce your benefit (and your spouse’s survivor benefit), how the three-year healthcare gap before Medicare can become one of the most expensive periods of your life, and why the early retirement years are often the BEST window for Roth conversions and proactive tax planning. We’ll also talk about the emotional side of retiring too soon and why “retiring TO something, not FROM something” matters just as much as the math.

Here’s what we’ll cover in this video:
• The myth of “freedom at 62” and the permanent cuts to Social Security
• The hidden healthcare costs between 62 and 65 before Medicare kicks in
• How RMDs, IRMAA surcharges, and tax brackets can punish early retirees later
• Why the years between 62 and 70 can be a powerful tax-planning window
• The emotional and lifestyle traps that cause overspending in early retirement
• How to retire early the right way with stress-tested income and a clear purpose

If you’re thinking about retiring at 62 – or you already have – this video will help you move from “Can I retire?” to “Can I stay retired comfortably for the next 30 years?”

If you’d like a customized retirement income and Social Security timing plan, click the link above to schedule a free consultation.



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