The Smartest Way to Get Out of Credit Card Debt Fast in 2025 (Step by Step)

Struggling with credit card or other debts? You’re not alone - and in 2025, people are paying some of the highest interest rates we’ve ever seen. But here’s the good news: there are proven strategies that can help you pay off debt faster and cheaper.

Track your spending (UK): https://friends.withplum.com/r/wE9XD3...

Hi, I’m Dahlia — a former City of London finance professional turned entrepreneur, and I make videos about money, property, and business for powerhouse women who want to take control of their finances.
In this video, I’ll walk you through debt repayment methods you can actually use, with clear strategies to find out what works best for you.

By the end of this video, you’ll know exactly how to:
✅ Track your money so you’re always in control
✅ Build a buffer to stop new debt before it starts
✅ Use balance transfer hacks to pay 0% interest
✅ Pick between the snowball vs avalanche method (and which is best for YOU)
✅ Avoid sneaky card behaviours that keep you stuck in debt


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0:00 Intro & What You’ll Learn
1:54 How To Track Your Finances
4:23 Using AI to track spending
5:55 Build a savings buffer
7:21 Stop paying interest with 0% balance transfer hacks
9:57 Debt Snowball
12:13 Debt Avalanche
13:25 Comparison of Methods
15:00 Change your behaviours around credit cards
19:23 Summary