Estimated Taxes 2025 Explained | How to Avoid IRS Penalties as a Small Business Owner

💸 What are estimated taxes? When do you pay them? And how can you avoid penalties?

If you’re self-employed, a freelancer, or a new small business owner, chances are you need to pay quarterly estimated taxes, even if no one told you that. In this video Katie Bunschoten, CEO and Founder of Certum Solutions, walks you through everything you need to know for the 2025 tax year, including:

✅ What estimated taxes are
✅ Who needs to pay them (and when)
✅ What counts as self-employment tax
✅ Why your income type (W-2 vs. 1099) matters
✅ How to use IRS Form 1040-ES and the estimated tax worksheet
✅ What happens if you don’t pay enough throughout the year
✅ Pro tips for first-time business owners

📥 Helpful Links & Resources:

🔗 FREE Downloadable - 2025 Tax Deadlines:
https://www.certumsolutions.com/s/202...

🔗 IRS Form 1040-ES (Estimated Tax):
https://www.irs.gov/forms-pubs/about-...
https://www.irs.gov/pub/irs-prior/f10...

🔗 IRS Estimated Tax Due Dates:
https://www.irs.gov/businesses/small-...

🔗 Publication 505 – Tax Withholding & Estimated Tax:
https://www.irs.gov/forms-pubs/about-...

🔗 Tax Account Login for Individuals:
https://www.irs.gov/payments/online-a...

🔗 Manage Access in Business Tax Account:
https://www.irs.gov/businesses/manage...

📌 Important Dates for 2025 Estimated Taxes:
April 15, 2025: Q1 Payment Due
June 16, 2025: Q2 Payment Due
September 15, 2025: Q3 Payment Due
January 15, 2026: Q4 Payment Due

🔗 Read Our Blog Article: https://www.certumsolutions.com/libra...

🙋‍♀️ Questions about your estimated tax payments?
Drop them in the comments, or email Katie at [email protected]

👍 Like this video if it helped, and don’t forget to subscribe for more small business finance tips!

🕓 Chapters / Timestamps

00:00 – Intro: Estimated Taxes in 2025
01:00 – What are estimated taxes?
02:30 – Who is required to pay them?
04:00 – Self-employment vs. W-2 taxes
05:15 – IRS due dates (and how they aren’t quarterly!)
07:00 – How to forecast your income and tax owed
09:00 – Understanding Form 1040-ES
11:00 – Why talking to a tax professional matters
12:30 – Final tips: Overpaying, penalties, and staying prepared
13:10 – Outro: Subscribe for more tax tips!

🔔 Subscribe Now:    / @certumsolutions  

Contact or Connect with Katie:
📧 [email protected]
📲 980-290-8583

📅 Free 30-min Consultations ➔ https://www.certumsolutions.com/book-...

Office Phone: 980-210-6946
Email: [email protected]

🌐 Website: www.certumsolutions.com
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