Financial Planning During & After a Divorce: Finding Clarity in Uncertainty

Divorce is more than a legal or emotional process. It’s a major financial transition that can reshape every part of your life. In this episode of Beyond the Numbers, Oliver Wickham, Chief Executive Officer for St. James’s Place in Hong Kong, sits down with Batya Shulman, Partner in Singapore, to explore how individuals can navigate the financial realities of separation with clarity and confidence.

Together, they discuss the challenges that arise when shared assets become individual responsibilities, including understanding your true financial position, managing insurance, budgeting for children’s needs, and navigating cross-border considerations that often affect expat families. Batya explains why emotions can cloud financial decisions during this period, how overspending, denial, or hidden accounts can complicate matters, and why slowing down and seeking support are essential.

The conversation also shines a light on empowerment — especially for those who may not have been involved in day-to-day financial decisions during their marriage. Through education, cash flow modelling, budgeting, and insurance reviews, advisers can help clients rebuild their confidence and regain control of their financial future.

If you’d like to learn more about how St. James’s Place supports clients through major life transitions, visit www.sjp.asia or follow us on our LinkedIn and Instagram channels. Thank you for listening to Beyond the Numbers — putting the human side of financial planning first.