How to Sniff Out a Poor Indexed Universal Life Design

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If you have seen anything on Indexed Universal Life policies, you know that there are thousands of ways to design one. There are thousands of part-time agents who are selling poorly designed policies, and inevitably leaving their clients the short end of the stick.

So what are some surefire ways to sniff out the bad designs? This video goes through a bad IUL design and how know whether or not your agent is setting you up for success or failure.

By the end of this video, you will be able to quickly translate these seemingly complicated products into two simple categories:

1. Designed for my best interest
2. Not designed for my best interest

Indexed Universal Life insurance can be a great addition to your portfolio for tax efficient cash growth that is not correlated to market losses! However, the devil is in the details!!!

We have dozens of people reach out to us every week sending us policies that were supposedly designed for MAX cash growth, but are nothing short of a rip-off.

These videos will teach you how to sniff out non-fiduciary agents, and know exactly what to look for when it comes to buying Cash Value Life Insurance for income tax free growth and income.

The difference between good and bad policy designs can save you or cost you hundreds of thousands of dollars!

If you are not working with a fiduciary, then there are no rules as to what they can tell you and sell you!

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