ILPs: Worth It or Just a Scam? | Must-Know Tips Agents May Not Tell You (Episode 2)

Welcome to the second episode of 10 Must-Know Insurance Tips Agents May Not Tell You, a series dedicated to breaking down complex insurance topics into simple, easy-to-understand terms.

From debunking common myths to uncovering truths your agent might not always share, this series is here to empower you to make informed decisions about your insurance, without paying unnecessarily for excess coverage!

Jayla, Experience Specialist at Havend, and Eddy, CEO of Havend, tackle one of the most common questions: Investment-Linked Policies (ILPs): Worth it or just a scam?

Timestamp:
01:36 Investment-Linked Policies (ILPs), an introduction.
02:17 ILPs offer NO guaranteed cash value.
03:40 Two main types of ILPs.
05:01 Separating insurance and investments.
08:35 ILPs have lock-in periods.
10:12 Can ILPs grant you access to exclusive investment funds?
11:23 Unbundling insurance and investments.
12:31 Terminating an ILP should be carefully considered, why?
13:11 ILPs require investment knowledge.

Watch this video where Eddy shares if you actually need endowment, life and ILP plans:    • Endowment, Life and ILP: Do You Need These...  

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