Can I Keep My Spouse's FEHB Coverage in Retirement Without Survivor Benefits?

My wife is a federal employee and will retire next year. She is going to be 50 years old. I am going to be 58 when she retires. I am on her health insurance which we want to continue having post retirement. Can I stay on her health insurance without her taking either survivor benefit? I understand that if she dies, I am no longer covered but if she lives, we do not take any survivor benefit coverage, can I remain on her health insurance as long as she is alive? - Matt

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Micah Shilanski, CFP®
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