My Dad Said Sister "Needs Support" After Stealing My $35K — I Said "She Owes Me $68,352.18

My father lied about a market crash to steal $35,000 from my college fund. He gave it to my sister for a two-year yoga program in Bali. I spent six years working through community college. Now she wants $5,000 from me.

August 2011. I was 18, three weeks from starting university. College fund balance: $65,000+. Dad called me to the kitchen: "Derek, market crashed. Fund is only $30,000 now."

Something felt wrong. Markets had recovered from 2008. I checked the account myself.

Balance: $68,240.

Transaction history showed: July 15, 2011. Withdrawal: $35,000. Memo: "Transfer to Vanessa - Bali program."

My older sister Vanessa, 21, depressed, "searching for herself." Dad gave her my college money for yoga teacher training in Bali.

When I confronted him: "Vanessa needs this more. You're smart, you'll figure it out. Go to community college."

I worked full-time at a coffee shop. Took six years to finish my bachelor's degree. Graduated with $45,000 in student loan debt.

Vanessa spent two years in Bali posting beach photos. Came back with yoga certification. Makes $30,000/year. Lives with our parents. Zero debt.

December 2022. Vanessa asked me for $5,000 loan for yoga studio deposit.

I built a spreadsheet: $35,000 stolen in 2011, compounded at 7% for 13 years = $68,352.18.

"Pay me back first. $68,352.18. Then we'll talk about your studio."

She called me cruel. I called it compound interest.

She blocked my number.

Three months later, she listed me as a reference for a business loan. The investor called me.

I told her the truth: "Vanessa is 34, makes $30K, lives with parents, owes me $253K in stolen funds and lost earnings. Don't fund her studio."

Deal fell through. Family called me heartless.

I sent them the math:
$35K stolen college fund
$68K with compound interest
$185K in lost earnings from 6-year delay
Total owed: $253,352.18

They stopped calling.

Today: I'm 31, Principal Data Analyst, $165K salary, own my home, $225K net worth.

Vanessa: 34, teaches yoga, $30K salary, lives with parents, studio dream dead.

I built this without them. With math, not manipulation.

💬 If your parents stole $35K from your college fund for your sibling's dream vacation, then that sibling asked you for money years later—would you help? Or would you send them a compound interest invoice?

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