Season 2 Episode 9 The Faith Valor Growth Blueprint: Ending Veteran Homelessness Through Real Estate

What if the key to ending veteran homelessness lies in a VA benefit most veterans aren't using? Host Dominic Licata flips the script—literally—as his sister-in-law Kathleen Garmo interviews him about Faith Valor Growth's mission to provide direction, purpose, and community to veterans through strategic real estate investing and faith-based support.

About the Guest
Kathleen Garmo is a commercial real estate broker with seven years of experience, known for her relentless work ethic and commitment to family. She's been instrumental in helping veterans navigate disability claims and VA home loan benefits.

What You'll Discover
This episode reveals how veterans can leverage their VA home loan benefits to build wealth while simultaneously addressing veteran homelessness. Dominic shares his personal journey from struggling with addiction to creating a blueprint for veteran success through multifamily real estate investing. Learn why filing for disability benefits helps the entire veteran community, how to get backdated VA funding fee reimbursements, and the vision for creating veteran housing communities in cities like Phoenix, Jacksonville, and Pontiac, Michigan.

Key Takeaways
• Veterans can buy multifamily properties (up to 4 units) with zero money down, live in one unit, and rent out the others
• Filing for disability benefits isn't just about personal gain—unused funds reduce future allocations for other veterans
• VA funding fees can be reimbursed after disability approval, sometimes resulting in thousands of dollars back
• The Faith Valor Growth framework centers on three pillars: direction, purpose, and community
• Real estate appreciation often outweighs monthly cash flow when building long-term veteran wealth
• 1031 exchanges allow veterans to scale from single properties to larger multifamily investments

Memorable Moments
Dominic shares the powerful story of choosing a Scottsdale condo over an engagement ring—a decision that doubled their investment in 12 months and launched their real estate portfolio. He also opens up about his 18-year resistance to filing for disability and how his wife finally convinced him when he learned his children could receive educational benefits.

Timestamps
0:00 - Introduction and prayer
1:37 - Kathleen's background in commercial real estate
2:51 - How Faith Valor Growth started
3:42 - The wedding investment story and first real estate purchase
6:48 - Vision for expanding to multiple markets
8:24 - The Pontiac, Michigan development concept
9:30 - Best advice for transitioning veterans
10:59 - Why God doesn't want veterans to be poor
11:43 - The importance of filing for disability benefits
13:46 - VA funding fee reimbursement strategy
15:48 - How to get involved and support the mission
17:21 - The power of family and community support
19:40 - Closing scripture: Isaiah 58:10-12

Connect with Faith Valor Growth
Website: FaithValorGrowth.com
Email: [email protected]
Phone: 480-360-5626
Resources Mentioned
• VA Home Loan Benefits
• VA Disability Claims Process
• 1031 Exchange Strategy
• SBA Loans for Veterans
• Stepping Stones (Phoenix veteran organization)
• United Wholesale Mortgage

Call to Action
If you're a veteran looking for direction, purpose, and community—or if you know someone who is—reach out today. Subscribe for more episodes featuring veteran success stories and practical strategies for building wealth and wellness. Share this episode with a veteran who needs to hear this message.
Listen on your favorite podcast platform or watch the full video on YouTube. Visit FaithValorGrowth.com to learn more about the mission and how you can contribute to ending veteran homelessness.

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