મેડિકલેઇમ કેટલો હોવો જોઈએ? | Ek Vaat Kau

મેડિકલેઇમ કેટલો હોવો જોઈએ? | Ek Vaat Kau

Google Form Link - https://docs.google.com/forms/d/1DfO5...

Mediclaim લેતાં પહેલાં અને પછી આટલું રાખજો ધ્યાનમાં, પૈસા અને સમય બચશે | Ek Vaat Kau
   • Mediclaim લેતાં પહેલાં અને પછી આટલું રાખજો...  

Financial Freedom | આ ગણિતથી આર્થિક સ્વતંત્રતા મેળવવી બનશે સરળ | Ek Vaat Kau
   • Financial Freedom | આ ગણિતથી આર્થિક સ્વતંત...  

Mediclaim Amount: The recommended Mediclaim amount should cover potential future medical expenses, especially considering inflation and the rising cost of treatments like cancer.
Inflation and Future Costs: Due to inflation, medical expenses are expected to double in 5 years. A Rs. 50 lakh treatment in 2025 could cost Rs. 1 Crore in 2030 and Rs. 8 Crores in 2045.
Premium Costs: For a family of three, a Rs. 25 Lakh cover costs Rs. 28,000/-, while a Rs. 50 Lakh cover costs Rs. 33,000/-. A Rs. 1 Crore cover costs Rs. 36,765/-.
Infinity Bonus: Some policies offer an 'Infinity Bonus,' which increases the coverage amount over time, even with claims.
Adding to Existing Mediclaim: A new policy might be needed to add this feature, as it might not be possible to port an existing policy.
Discounts: Maintaining a healthy lifestyle and exercising can lead to premium discounts.
Important Note: The speaker advises caution against potential scams and recommends seeking advice from a good advisor before purchasing Mediclaim.

#Mediclaim #HealthInsurance #PremiumCosts #EkVaatKau

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