The Independent Advisors Podcast Episode 334

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Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.
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January Market Performance & Early-Year Signals — S&P 500 +1.2%, Russell 2000 leading; strong January historically signals positive full-year returns (01:17)
Investor Sentiment Turning Positive — AAII bulls outnumber bears for six straight weeks; sentiment historically precedes strong forward returns (19:13)
Contrarian Signals & Cash on the Sidelines — High cash levels and pessimistic sentiment may fuel future market inflows (14:35)
Consumer Spending Strength — Record online holiday sales, mobile shopping dominance, BNPL growth, and AI-driven retail traffic (23:42)
High-Income Consumer Impact — Delta profit growth driven by premium travel; wealthy households now drive ~50% of U.S. spending (26:45)
Midterm-Year Volatility Expectations — Intra-year drawdowns are normal and often end with positive returns (28:17)
2026 Market Risk Outlook — Deutsche Bank survey highlights top investor fears; major sell-offs rarely come from expected risks (11:43)
Retirement Tax Strategy (Roth vs. Pre-Tax) — Optimal contribution strategies depend on existing balances and future tax planning (33:14)
Tax Diversification in Retirement — Using multiple tax buckets increases flexibility as laws and income needs change (36:19)
Earnings Season & Political Risks Ahead — Bank and tech earnings, possible government shutdown, and Fed policy in focus (38:45–39:03)

Hosts:
Mark McEvily - Chief Investment Officer and Managing Partner
Matthew Jessup – Chief Executive Officer, Chief Compliance Officer, and Managing Partner
Address: 35 Park Ave. Dayton, OH 45419
Phone: 937-938-9105
https://www.jessupwealthmanagement.com/

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LinkedIn: @JessupWealthManagement
Twitter: @jessupwealth
Instagram: @jessupwealth
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