What 99% of People Don't Know About Life Insurance | How Rob Haynie Is Changing the Industry. JTL138

Most people think life insurance is something you buy… and then forget.

But what if your life insurance policy is actually an asset you own — and in many cases, one you can sell?

In this episode of Journey To Legacy, Wayne Veldsman sits down with Rob Haynie, founder of Life Insurance Settlements, Inc., and a 30+ year leader in the life settlement industry, to uncover what most people are never told about their policies.

Rob has spent decades fighting a David-vs-Goliath battle against outdated systems, pushing for education, transparency, and better options for everyday people — especially as they approach retirement.

We dive deep into how life settlements work, why surrendering a policy is often the worst option, and how knowledge creates real financial choice later in life.

Whether you’re a policyholder, entrepreneur, financial professional, or someone caring for aging parents, this conversation may completely change how you think about life insurance.

🎯 What You’ll Learn in this interview:
Why your life insurance policy is an asset you actually own
The difference between surrendering a policy vs selling it
How life settlements can unlock far more value than cash surrender
Why most people never hear about this option
How life settlements helped save lives during the AIDS crisis
Why “aging in place” can be better than assisted living
What it really means to be on the right side of an argument
What legacy looks like when education comes first

📘 Connect with Rob Haynie:

Website: ⁠https://www.lisettlements.com⁠
Email: ⁠rob@lisettlements.com⁠


🎙 About Journey To Legacy
Journey To Legacy is an interview-based podcast and entrepreneurship education company sharing the real stories of entrepreneurs, leaders, and change-makers who are building impact now; not someday.

Learn more here: ⁠https://journeytolegacy.org/⁠