CPP Changes 2025: How They Impact Your Retirement and Taxes

Book a call with me here: https://dldfinancialgroup.as.me/?appo...

Most Canadians think CPP is simple—you pay in while working and collect in retirement. But major changes are coming in 2025 that could significantly affect your tax bill, your take-home pay, and how much CPP income you actually receive. In this video, I’ll walk you through everything you need to know about the new CPP enhancement—especially the second-tier contribution—and how it impacts high-income earners, incorporated professionals, and business owners.

You’ll learn:

How CPP works today and what’s changing in 2025

What the new “Second Additional CPP” (CPP2) means for your payroll

Why compensation strategy matters more than ever (salary vs dividends)

How to optimize your tax and retirement income plan around CPP

What actions you can take now to protect your retirement income and reduce tax

Whether you’re a successful professional earning over $87,000, a business owner managing corporate income, or someone retiring in the next 5–10 years, this video will help you make smarter decisions about your CPP contributions—and whether they’re even worth it.

If you're planning to retire and want a personalized strategy that aligns your CPP, RRSPs, TFSAs, and corporate assets into one clear income plan—book a free call using the link above.












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