Regulation CC Explained | How Funds Availability & Check Holds Work | Jay Get It

Want to know why your check is on hold or when your deposit will clear? In this video, Jay Get It breaks down Regulation CC—the federal rule that governs funds availability and check holds in the U.S. banking system.

Learn how financial institutions handle deposits, holds, and the release of funds under Reg CC. Whether you’re a banking professional, business owner, or everyday consumer, this guide will help you understand your rights and responsibilities when it comes to accessing your money.

✅ In this video, you’ll discover:

What Regulation CC is and why it matters
The difference between local, non-local, and next-day availability
The role of case-by-case and exception holds
How banks and credit unions manage check processing timelines
What disclosures you should expect from your financial institution

📌 This is a must-watch for anyone who wants to manage their finances wisely and avoid surprises when depositing checks.

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